policies & disclaimers

Website Disclaimer

The information provided by Budgets & Brews on budgetandbrews.com (Site) is for informational and educational purposes only. Budgets & Brews is not providing Users with financial or investment advice. Users should seek the advice of a financial or investment professionals with any questions or matters relating to the information provided on the Site. Budgets & Brews does not make any representation or warranty as to the accuracy or completeness of any information, statements, comments, views, or opinions expressed on the Site. Budgets & Brews is not responsible for and expressly disclaims all liability for damages of any kind arising out of the use, reference to, or reliance on any information provided on the Site. Third party information provided by Budgets & Brews is meant for informational purposes only and is not intended as an endorsement or solicitation for the purchase or use of such third party information.  

Podcast Disclaimer

Budgets & Brews podcasts and related materials are provided solely for informational purposes and is not providing financial or investment recommendations or advice. Budgets & Brews does not make any representation or warranty as to the accuracy or completeness of any information, statements, comments, views, or opinions expressed within the podcast or related material.  Budgets & Brews shall not be liable for any information, comments, views, or opinions discussed or presented. No participants of Budgets & Brews purport to be experts in their fields. Listeners should seek professional advice with questions or matters relating to the information provided by Budgets & Brews. 

Money Coach Disclaimer

This represents general information only. Before making any financial or investment decisions, we recommend you consult a financial planner to take into account your personal investment objectives, financial situation, and individual needs. Richard Kammer, Anthony Liggett, and Budgets & Brews.com and its representatives or subsidiaries do not accept any liability for any errors or omissions of information supplied in this editorial.

I am not an attorney, accountant, or financial advisor, nor am I holding myself out to be. The information contained in this Website is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage you may incur. Always seek financial and/or legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on our Website is not legal or financial advice.

My role, and the role of my products, is to support and assist you in reaching your own goals, but your success depends primarily on your own effort, motivation, commitment, and follow-through. I cannot predict and I do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Website.